Blog & Guides
Clear guides on salary, contributions, tax and labor rules in the Philippines.
How to Avail the ₱70K SSS Maternity Benefit (2026 Guide)
How to get the maximum ₱70,000 SSS maternity benefit in 2026: the MSC you need, the qualifying contributions and the step-by-step application.
Pag-IBIG Loans 2026: Housing Loan Requirements, Calamity Loan and MPL
Pag-IBIG housing loan requirements and how to apply in 2026, plus the calamity loan and multi-purpose loan (MPL): who qualifies, amounts and steps.
Government IDs for Your First Job in the Philippines: TIN, SSS, PhilHealth, Pag-IBIG
How to get your TIN with BIR Form 1902, 1904 or 1905, plus your SSS number, PhilHealth PIN and Pag-IBIG MID as a first-time employee, with documents.
SSS Retirement Pension Guide 2026: Eligibility, Requirements and How to Apply
Who qualifies for the SSS retirement pension: the 120-contribution rule, age 60 vs 65, how to file in My.SSS, and the 2025-2027 pension increase explained.
BIR Form 2316 Explained: What It Is, Who Issues It and How to Read It
BIR Form 2316 is the certificate of compensation and tax withheld your employer gives you. See the deadline, how to read it and how to use it.
Expanded Withholding Tax (EWT) for Freelancers and Professionals in the Philippines
How expanded withholding tax works for freelancers and professionals: the 5% and 10% rates, the sworn declaration, Form 2307 and crediting it to your tax.
13th Month Pay for Government Employees: Year-End Bonus Explained (2026)
Do government employees get a 13th month pay? Not under PD 851. They get a year-end bonus, a ₱5,000 cash gift and a mid-year bonus. Amounts, rules and tax.
14th Month Pay in the Philippines: Is It Mandatory? (2026)
Is 14th month pay required by law? No, only the 13th month is. See how companies compute the 14th month, how it is taxed and how it uses the ₱90,000 ceiling.
Final Pay in the Philippines: Your Rights, Deadline and What to Do If It Is Late
Your employer must release final pay within 30 days of separation. Learn what it includes, clearance rules, the COE and how to file a SEnA complaint.
SSS Unemployment Benefit (2026): Requirements, Amount and How to Claim
The SSS unemployment benefit pays 50% of your average monthly salary credit for 2 months after involuntary separation. See requirements and how to claim.
SSS Sickness Benefit (2026): Eligibility, Computation and How to File
Who can claim the SSS sickness benefit, how the 90% daily allowance is computed, the 120-day limit and how to file through your employer or My.SSS.
CALABARZON Minimum Wage 2026: Cavite, Laguna, Batangas, Rizal, Quezon
CALABARZON minimum wage under Wage Order IVA-23: up to ₱645 a day from 26 October 2026. Rates by area for Cavite, Laguna, Batangas, Rizal and Quezon.
Baguio and Cordillera (CAR) Minimum Wage 2026: ₱505 Per Day
The Cordillera (CAR) minimum wage, including Baguio, is ₱505 a day under Wage Order CAR-24. See monthly pay, overtime and the kasambahay rate.
Cebu Minimum Wage 2026: Central Visayas Daily Rates
Cebu and Central Visayas minimum wage is ₱582 a day in Class A areas and ₱542 elsewhere from 14 October 2026. See areas, monthly pay and overtime.
Central Luzon Minimum Wage 2026: Bulacan, Pampanga and Region 3
Central Luzon (Region 3) minimum wage is ₱600 a day for non-agriculture since 16 April 2026. Rates for Bulacan, Pampanga, Tarlac and Aurora.
Davao Minimum Wage 2026: Region 11 Daily Rates
Davao Region minimum wage is ₱540 a day for non-agriculture since 1 September 2026 under Wage Order RB XI-24. See rates, monthly pay and kasambahay wage.
Western Visayas Minimum Wage 2026: Iloilo, Bacolod and Region 6
Western Visayas minimum wage is ₱550 a day for firms with more than 10 workers (Wage Order RBVI-29). Rates for Iloilo, Bacolod, Aklan and Capiz.
Philippine Holidays 2026 and 2027: Calendar and Holiday Pay Rules
Philippine holidays for 2026 and 2027 under the official proclamations: regular holidays, special non-working days, long weekends and the pay for each.
De Minimis Benefits Philippines 2026: The Updated Tax-Exempt List
The 2026 de minimis benefits list after BIR RR 29-2025: rice ₱2,500, uniform ₱8,000, medical, laundry and gifts, plus how the ₱90,000 ceiling works.
SSS Maternity Benefit Computation (2026): Step-by-Step Formula
Step-by-step SSS maternity computation: find your 6 highest MSCs, get the Average Daily Salary Credit, then multiply by 105 days (120 for solo parents).
How to Compute 13th Month Pay in the Philippines (2026 Guide)
How to compute 13th month pay: the formula (basic salary earned ÷ 12) with examples for mid-year hires, resignation, absences, daily-paid and commission pay.
How to Compute 13th Month Pay With Absences (2026)
Do absences reduce your 13th month pay? Yes: unpaid absences and undertime lower it, paid leave does not. See the formula, a cost-per-day table and examples.
Income Tax Return (ITR) Philippines 2026: Who Files, Which Form and When
Who must file an income tax return in the Philippines, how substituted filing works, which BIR form to use (1700, 1701, 1701A) and the April 15 deadline.
Income Tax in the Philippines 2026: A Complete Guide
How income tax works in the Philippines under TRAIN: who pays, the ₱250,000 exemption, exempt benefits, the 8% option and tax at ₱20k to ₱100k salaries.
Tax Table 2026 Philippines: BIR Income Tax and Withholding Tax Tables
The 2026 BIR tax table: annual TRAIN brackets, daily, weekly, semi-monthly and monthly withholding tables, tax by salary level and worked examples.
Holiday Pay Computation in the Philippines (2026 DOLE Rules)
How holiday pay is computed in 2026: regular holidays pay 200% (100% if unworked), special non-working days 130%, with rest-day and overtime examples.
How to Compute Income Tax in the Philippines (2026, Step by Step)
Compute your 2026 Philippine income tax in five steps, with worked examples for ₱20,000, ₱35,000, ₱60,000 and ₱100,000 monthly salaries.
Minimum Wage in the Philippines 2026 (By Region)
The 2026 daily minimum wage in every Philippine region, with wage orders, effective dates, hourly and monthly equivalents and kasambahay rates.
NCR Minimum Wage 2026 (Metro Manila): ₱755 Per Day
The NCR minimum wage rose to ₱755 a day for non-agriculture workers from 26 September 2026 (Wage Order NCR-28). See sector rates and monthly pay.
Overtime Pay Rate in the Philippines: DOLE Rules (2026)
DOLE overtime pay rules for 2026: the rate by day type, who is entitled or exempt, undertime offsetting, compulsory overtime and approval.
Pag-IBIG Contribution Table 2026 (Complete Rates)
Pag-IBIG contribution table 2026: 1% or 2% employee rate, 2% employer rate, the ₱10,000 cap and the ₱200 maximum, for employees, voluntary members and OFWs.
Is 13th Month Pay Taxable in the Philippines? (2026)
The first ₱90,000 of 13th month pay and other benefits is tax-exempt. See what counts toward the ceiling, examples above and below it, and December tax.
SSS Maternity Qualifying Period Explained (2026)
What is the SSS maternity qualifying period? Learn the 3-contribution rule, the semester of contingency and what to do if you are short.
PhilHealth Contribution Table 2026 (Complete Rates)
PhilHealth contribution table 2026: 5% premium, ₱10,000 floor, ₱100,000 ceiling and the monthly premium for every salary level.
Rest Day & Premium Pay in the Philippines (2026): How to Compute
Working on your rest day earns a 30% premium (130% of daily wage). See rest-day, holiday and night combinations with worked examples on the ₱755 NCR rate.
Prorated 13th Month Pay: Computation Guide (2026)
Prorated 13th month pay for new hires and resigned employees: formula, a table by months worked, final pay timing and examples for 3, 6 and 9 months.
Night Differential Pay in the Philippines (2026): The 10% Rule
Night differential is an extra 10% of your hourly rate for work from 10 PM to 6 AM. See who is covered, BPO examples and how it stacks with overtime.
Tax Refund in the Philippines 2026: Why You Get One and How
Why employees get a tax refund in the Philippines and how the December year-end adjustment works, with examples for hires, resignations and bonuses.
Withholding Tax in the Philippines: How It Works (2026)
How employers compute withholding tax on compensation: the BIR table by pay frequency, overtime and bonuses, Form 2316 and the December adjustment.