Quick answer: For 2026, the PhilHealth premium rate is 5% of your monthly basic salary, between a ₱10,000 income floor and a ₱100,000 ceiling. That means a minimum premium of ₱500 and a maximum of ₱5,000 per month. Employed members split it 50/50 with their employer. Compute your exact premium →
PhilHealth contribution table 2026
| Monthly salary (₱) | Total premium (5%) | Employee (2.5%) | Employer (2.5%) |
|---|---|---|---|
| 10,000 and below | ₱500 | ₱250 | ₱250 |
| 15,000 | ₱750 | ₱375 | ₱375 |
| 20,000 | ₱1,000 | ₱500 | ₱500 |
| 25,000 | ₱1,250 | ₱625 | ₱625 |
| 30,000 | ₱1,500 | ₱750 | ₱750 |
| 40,000 | ₱2,000 | ₱1,000 | ₱1,000 |
| 50,000 | ₱2,500 | ₱1,250 | ₱1,250 |
| 70,000 | ₱3,500 | ₱1,750 | ₱1,750 |
| 100,000 and above | ₱5,000 | ₱2,500 | ₱2,500 |
Source: PhilHealth, Universal Health Care Act. Premium rate 5% for CY 2026.
How to read the table
- Find the row closest to your monthly basic salary.
- The Total premium is what’s paid to PhilHealth.
- If you’re employed, you pay the Employee column; your employer pays the rest.
- If you’re voluntary or self-employed, you pay the Total premium yourself.
Worked example
An employee earning ₱30,000/month: 5% × ₱30,000 = ₱1,500 total, split into ₱750 from you and ₱750 from your employer.
Voluntary and self-employed members
The rate and the ₱10,000–₱100,000 income range are the same for everyone. The only difference is that voluntary and self-employed members shoulder the full premium, since there’s no employer to share it.
Related
- PhilHealth Contribution Calculator →
- Pag-IBIG contribution table 2026 →
- SSS Contribution Table 2026 →
Sources: PhilHealth (RA 11223, Universal Health Care Act) premium schedule for 2026. For estimation only — confirm with PhilHealth or your HR department.