✓ Official 2026 schedule · updated 2026-10-17

SSS OFW Contribution Table 2026

Quick answer: a land-based OFW pays the full 15% of the MSC they choose, with no EC. The minimum MSC is ₱8,000 (₱1,200 a month) and the maximum is ₱35,000 (₱5,250 a month).

Not an OFW? See the SSS contribution table 2026 for employees or the voluntary and self-employed table.

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SSS contribution table 2026 for land-based OFWs

Circular 2024-010. Monthly amounts in pesos. MPF is the part of the contribution on any MSC above ₱20,000; it is credited to your own provident fund account.

Range of compensation (₱)	MSC	Regular SS	MPF (WISP)	Monthly total (₱)
Below 8,250	8,000	1,200	–	1,200
8,250 – 8,749.99	8,500	1,275	–	1,275
8,750 – 9,249.99	9,000	1,350	–	1,350
9,250 – 9,749.99	9,500	1,425	–	1,425
9,750 – 10,249.99	10,000	1,500	–	1,500
10,250 – 10,749.99	10,500	1,575	–	1,575
10,750 – 11,249.99	11,000	1,650	–	1,650
11,250 – 11,749.99	11,500	1,725	–	1,725
11,750 – 12,249.99	12,000	1,800	–	1,800
12,250 – 12,749.99	12,500	1,875	–	1,875
12,750 – 13,249.99	13,000	1,950	–	1,950
13,250 – 13,749.99	13,500	2,025	–	2,025
13,750 – 14,249.99	14,000	2,100	–	2,100
14,250 – 14,749.99	14,500	2,175	–	2,175
14,750 – 15,249.99	15,000	2,250	–	2,250
15,250 – 15,749.99	15,500	2,325	–	2,325
15,750 – 16,249.99	16,000	2,400	–	2,400
16,250 – 16,749.99	16,500	2,475	–	2,475
16,750 – 17,249.99	17,000	2,550	–	2,550
17,250 – 17,749.99	17,500	2,625	–	2,625
17,750 – 18,249.99	18,000	2,700	–	2,700
18,250 – 18,749.99	18,500	2,775	–	2,775
18,750 – 19,249.99	19,000	2,850	–	2,850
19,250 – 19,749.99	19,500	2,925	–	2,925
19,750 – 20,249.99	20,000	3,000	–	3,000
20,250 – 20,749.99	20,500	3,000	75	3,075
20,750 – 21,249.99	21,000	3,000	150	3,150
21,250 – 21,749.99	21,500	3,000	225	3,225
21,750 – 22,249.99	22,000	3,000	300	3,300
22,250 – 22,749.99	22,500	3,000	375	3,375
22,750 – 23,249.99	23,000	3,000	450	3,450
23,250 – 23,749.99	23,500	3,000	525	3,525
23,750 – 24,249.99	24,000	3,000	600	3,600
24,250 – 24,749.99	24,500	3,000	675	3,675
24,750 – 25,249.99	25,000	3,000	750	3,750
25,250 – 25,749.99	25,500	3,000	825	3,825
25,750 – 26,249.99	26,000	3,000	900	3,900
26,250 – 26,749.99	26,500	3,000	975	3,975
26,750 – 27,249.99	27,000	3,000	1,050	4,050
27,250 – 27,749.99	27,500	3,000	1,125	4,125
27,750 – 28,249.99	28,000	3,000	1,200	4,200
28,250 – 28,749.99	28,500	3,000	1,275	4,275
28,750 – 29,249.99	29,000	3,000	1,350	4,350
29,250 – 29,749.99	29,500	3,000	1,425	4,425
29,750 – 30,249.99	30,000	3,000	1,500	4,500
30,250 – 30,749.99	30,500	3,000	1,575	4,575
30,750 – 31,249.99	31,000	3,000	1,650	4,650
31,250 – 31,749.99	31,500	3,000	1,725	4,725
31,750 – 32,249.99	32,000	3,000	1,800	4,800
32,250 – 32,749.99	32,500	3,000	1,875	4,875
32,750 – 33,249.99	33,000	3,000	1,950	4,950
33,250 – 33,749.99	33,500	3,000	2,025	5,025
33,750 – 34,249.99	34,000	3,000	2,100	5,100
34,250 – 34,749.99	34,500	3,000	2,175	5,175
34,750 and over	35,000	3,000	2,250	5,250

Source: SSS Circular 2024-010. Last updated 2026-10-17.

OFW SSS rules at a glance

Coverage. Land-based OFWs are compulsory SSS members and are treated like self-employed members for contributions. Sea-based OFWs are covered through their manning agency.
Your MSC. The earnings you declare at registration set your MSC until you declare a new amount. Minimum ₱8,000, maximum ₱35,000.
Changing it. Self-employed, voluntary and land-based OFW members below 55 may change their MSC without limit in frequency and number of brackets (never below the minimum MSC). From age 55 an MSC increase is allowed only once per calendar year and by one bracket from the last posted MSC (SSS member pages).
Deadlines. January to September: pay by 31 December of the same year. October to December: pay by 31 January of the following year.
Advance payment. OFWs may pay in advance for any number of months or years.
How to pay. Generate a Payment Reference Number (PRN) in My.SSS, then pay through online channels, overseas partners or SSS foreign offices.

Why is the OFW minimum MSC ₱8,000?

SSS sets a higher floor for land-based OFWs than for other self-paying members (₱5,000). In practice most OFWs choose higher. Because the pension counts MSC up to ₱20,000, the ₱20,000 bracket (₱3,000 a month) is the usual "best value" choice for pension purposes. Contributions on a higher MSC, up to ₱35,000, are saved in your MPF account.

When your overseas job ends you may continue paying as a voluntary member to keep your benefits. See the voluntary table and the SSS pension calculator to plan your retirement amount.

Frequently Asked Questions

How much is the SSS contribution for OFWs in 2026?

Land-based OFWs pay the full 15% of their MSC. The lowest MSC is ₱8,000, so the minimum contribution is ₱1,200 a month. At the ₱35,000 maximum MSC it is ₱5,250. At a ₱20,000 MSC it is ₱3,000. There is no EC.

What is the minimum MSC for OFWs?

₱8,000 for land-based OFWs, per Circular 2024-010. Other self-paying members can go as low as ₱5,000. You can choose any bracket above the minimum, in ₱500 steps, up to ₱35,000.

Is the OFW SSS table different from the voluntary or self-employed table?

The rate (15%), the maximum MSC (₱35,000) and the MPF split are the same, so for the same MSC the OFW and voluntary amounts match. The differences: OFWs start at ₱8,000 instead of ₱5,000, pay no EC (unlike self-employed members) and have their own payment deadlines.

When must OFWs pay their SSS contributions?

Contributions for January to September are due by 31 December of the same year. Contributions for October to December are due by 31 January of the following year. If the date falls on a weekend or Philippine holiday you may pay on the next working day. OFWs can also pay in advance, for any number of months or years, but may have to settle any underpayment if the schedule changes.

Can I change my MSC as an OFW?

Yes. Below age 55 you can change your MSC as often as you like and by any number of brackets, never below ₱8,000. From age 55 you can raise it only once a year and only by one bracket from your last posted MSC. Reductions are not limited. No proof of earnings is needed.

Do sea-based OFWs follow this table?

No. This table is for land-based OFWs. Sea-based OFWs are treated as employees: the manning agency deducts the employee share from their salary and pays the employer share, using the employed table.

Which MSC gives an OFW the best pension?

The pension counts MSC up to ₱20,000. Paying at ₱20,000 costs ₱3,000 a month and counts fully toward the pension average. An MSC above that builds your MPF savings account but does not raise the pension. Check the effect with the SSS pension calculator.

What benefits do OFW contributions cover?

SSS says all benefits apply to covered OFWs, subject to qualifying conditions: retirement pension, disability, death and funeral, sickness and maternity, plus salary, calamity and pension loans. After your overseas employment ends you may continue as a voluntary member. For maternity, check the qualifying period.

Did the OFW contribution table change in 2026?

No. The schedule in Circular 2024-010 took effect in January 2025 and still applies. The rate rose to 15% and the maximum MSC to ₱35,000 in that update.

Related SSS calculators and tables

SSS Contribution Table 2026 Every salary bracket for employed members SSS Contribution Calculator Employed, voluntary, self-employed, OFW and kasambahay SSS Voluntary & Self-Employed Table Voluntary, self-employed and non-working spouse SSS Pension Calculator Estimate your retirement pension SSS Maternity Benefit Calculator Your maternity cash benefit SSS Salary Loan Calculator Loanable amount, amortization and net proceeds